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The Certified Morgan Silver Dollar 1900 MS65 PCGS is a superbly preserved example of one of the last Morgan Dollars struck during the 19th century, and it represents the pinnacle of numismatic beauty for its issue. Graded by the Professional Coin Grading Service as Mint State 65, this coin showcases exceptional strike detail, vibrant luster, and minimal contact marks. Its condition and eye appeal make it a desirable addition to any collection of Morgan Dollars or 19th-century U.S. coinage. As the turn of the century Morgan Dollar, the 1900 issue also carries symbolic significance, bridging the 19th and 20th centuries in American numismatic history.
The Morgan Dollar series began in 1878 and ran through 1904 before a brief reappearance in 1921. Named after its designer, George T. Morgan, this series was created as part of the Bland-Allison Act, which mandated the purchase of large quantities of domestic silver for coinage. The design features a bold and elegant rendition of Liberty and a powerful heraldic eagle, representing a proud post–Civil War America. The 1900 Morgan Dollar marks the end of the series’ third decade and was struck during a time when silver dollars were primarily stored in bank vaults rather than released into general circulation, contributing to the survival of high-grade examples like this one.
The obverse of the 1900 Morgan Dollar is dominated by Morgan’s portrait of Liberty, modeled after Anna Willess Williams, a Philadelphia schoolteacher. Liberty faces left, wearing a Phrygian cap adorned with a headband that reads “LIBERTY.” Her hair is interwoven with cotton bolls and wheat, a nod to agricultural prosperity. Thirteen stars arch around the lower half of the coin, representing the original colonies, while the motto “E PLURIBUS UNUM” spans the top rim. The date “1900” appears below the bust in bold numerals. In MS65 condition, the obverse of this coin is fully struck with crisp details in Liberty’s hair and facial features, minimal abrasions, and strong cartwheel luster.
The reverse displays a majestic eagle with outspread wings, holding an olive branch and arrows in its talons—symbols of peace and strength. A laurel wreath surrounds the eagle, and above its head is the national motto “IN GOD WE TRUST,” rendered in Gothic script. Around the rim is the legend “UNITED STATES OF AMERICA” and the denomination “ONE DOLLAR.” The reverse is equally well-executed in this PCGS MS65 specimen, with the eagle’s breast feathers and wreath leaves sharply defined. The fields show strong reflectivity and minimal contact marks, hallmarks of a high-end gem example.
The 1900 Morgan Dollar was struck at three mints: Philadelphia (no mintmark), New Orleans (O), and San Francisco (S). This particular coin was struck at the main Philadelphia Mint, which produced 8,830,000 Morgan Dollars in that year. As the headquarters of U.S. coin production, the Philadelphia Mint delivered consistent and often high-quality strikes, especially for business strike coins. While 1900 Morgan Dollars are not especially rare, their availability in MS65 and higher becomes much more limited, particularly when certified by a reputable grading service like PCGS.
The designation of MS65 by PCGS signifies that the coin is in gem uncirculated condition, with no wear and only minor contact marks or abrasions that do not detract from its overall eye appeal. Luster should be full and attractive, with pleasing frostiness or cartwheel brilliance. Strike quality is typically strong on 1900 Morgan Dollars, and in MS65, most examples show clear detail in both the hairlines and the eagle’s breast feathers. Coins at this level are highly collectible, and for many collectors, MS65 is a sweet spot—offering beauty and preservation without the premium of MS66 or MS67 pieces.
PCGS, or the Professional Coin Grading Service, is one of the most trusted third-party grading companies in the numismatic world. A PCGS certification ensures that the coin’s grade and authenticity are backed by rigorous standards and market credibility. Encapsulated in a secure plastic holder with a certification number, the 1900 Morgan Dollar MS65 PCGS is protected from environmental damage and can be easily traded or displayed. Collectors appreciate PCGS-graded coins for registry sets and for the confidence the brand brings to the buying and selling process.
While the 1900 Morgan Dollar is considered a common date in circulated grades, high-end Mint State examples like this MS65 are significantly more difficult to acquire. Many coins were stored in Treasury vaults for decades and released during the great silver dollar dispersals of the mid-20th century. These coins often emerged with varying degrees of bag marks or contact abrasions, making pristine specimens rare. The survival rate of gem-quality coins is relatively low, and finding one with both strong luster and minimal marks, as required for MS65, enhances its value and appeal.
From a visual perspective, the 1900 Morgan Dollar in MS65 typically offers radiant silver surfaces with a frosty to semi-prooflike finish. Toning is minimal in most examples, though some may show attractive peripheral gold or rainbow toning from decades of careful storage. The eye appeal is a major factor in MS65 coins, and collectors are drawn to those with smooth fields, sharply struck devices, and harmonious luster. The combination of technical grade and aesthetic quality makes this coin a centerpiece for both type collectors and Morgan Dollar specialists.
As the last Morgan Dollar struck in the 19th century, the 1900 issue holds special significance for collectors interested in turn-of-the-century themes. It serves as a numismatic time capsule of America’s industrial ascendancy, Western expansion, and transition into a new age. While not as rare as some earlier issues, its historic resonance and accessible beauty make it a perennial favorite. The MS65 grade offers a chance to own a top-tier example without venturing into five-figure price territory, making it ideal for both seasoned and aspiring collectors.
The Certified Morgan Silver Dollar 1900 MS65 PCGS is a shining example of what makes the Morgan series so beloved. With its dazzling luster, crisp strike, and storied origins, this gem-quality coin embodies the artistic excellence and historical depth of American silver dollars. Whether as a key component in a complete Morgan set or a standalone treasure from a transformative era, this 1900 Morgan offers the collector both beauty and lasting value.